COMMUNITY BANKS AND ECONOMICS DEVELOPMENT OF ANAMBRA STATE, PROBLEMS AND PROSPECT.[A CASE STUDY OF UMUDIOKA COMMUNITY BANK NIG. LTD ANAMBRA STATE]

TABLE OF C ONTENTS

Title page Approval page Dedication Acknowledgement Proposal Table of contents Chapter ONE: Introduction

1.0            Background of the study

1.1       Statement of Problem

1.2       Objectives of the Study

1.3       Research Question

1.4        Statement of Hypothesis

1.5       Significance of the Study

1.6       Limitations & Scope of the Study

1.7      Assumption of the Study

1.8     Definition of terms.

CHAPTER TWO: Review of Related Literature

1.1     Review of Related Literature & Studies

2.1     Brief of Related Literature & Studies

2.2     The aims & objectives of setting up Community Bank in Nigeria

2.3     Economic development due to Umudioka Community Bank.

2.4     Problems facing Umudioka Community Bank.

2.5     Prospects of Umudioka community Bank.

2.6     Internal Control System of Umudioka Community Bank.

2.7     Financial statement of Umudioka community bank.

CHAPTER THREE: Research Design and Methodology

3.1   Primary Data and Sources

3.2   Secondary Data and Sources

3.3         Method of investigation used.

3.4   Area of the Study

3.5   Data Presentation and Analysis.

3.6   Techniques of Data Analysis References

CHAPTER FOUR: PRESENTATION AND ANALYSIS OF DATA

4.0    Data Presentation.

4.1     Analysis of Questionnaire

4.2     Testing of Hypothesis

CHAPTER FIVE: Findings, Recommendation & Conclusions

5.1     Summary of Findings

5.2     Recommendation

5.3     Conclusion

BLBLIGRAPHY

List of Table & Figures

Appendix – Questionnaire.

CHAPTER ONE

INTRODUTION

1.1                                      BLACKGROUND OF THE STUDY

Concerted efforts were m ad for many years to involve sub- urban and rural people in Nigeria in modern banking practices. Apart from encouraging the establishment of commercial banks, merchant banks, specialized development bank were created focusing or mortgages

Agriculture, savings, co- operatives and other specific areas. Beyond this, rural branches were mandatory for the commercial bank so that the interest of the rural people could be catered for. Inspite of  these efforts, the rural  people could not fit into conventional banking system as they aye required to fill several forms, obey certain rules and are generally made to feel lost as their request for credit facilities are never met.

The problem persisted over the years and has led the government and some of agencies to seek acceptable solution to the problem. The central Bank of Nigeria mandated that specific number of rural branches of commercial banks be opened. Thi8s directive was complied with, but proved ineffective as the low –level education  and outright illiteracy of the rural people have made them unable to understand the complex and sophisticated operations.